What's Your Home Worth in Cash? Get an Estimate in Seconds.

Type in your home's value, what you still owe, and its rough condition — the calculator below gives you an instant cash offer range using the same as-is math we use on real deals. No address, no signup, no obligation. Want the real number? Request your written offer after.

Free instant estimate for sellers in Jacksonville, Fernandina Beach, Yulee, Orange Park, St. Augustine, Palatka, and all of Northeast Florida.

No address needed

Instant estimate

Free, no signup

Zero obligation

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Step 1: Estimate Your Range Three quick fields — value, payoff, repair level — give you a real ballpark instantly.

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Step 2: Request Your Real Offer When you're ready, we verify the number in writing after a quick walkthrough.

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Step 3: Close On Your Timeline 10-14 days if you need speed, or later if you don't.

Real Case — Behind on Payments, $0 Out of Pocket 2024

A seller was behind on payments with a code lien on the property. We took over the existing mortgage and covered closing costs — she walked away without bringing a check to closing.

See the redacted closing statement →

Get Your Written Cash Offer

We reply fast: initial email review in 1–2 hours. No obligation.

What's the main situation?

Cash Offer Estimator

Three fields. Instant range. This is a ballpark, not a formal offer — your real number comes after we see the property.

Estimated Home Value (as if fully repaired) *

Remaining Mortgage Payoff (Optional)

Repair Needs

Estimated Cash Offer Range

Enter your home value to see a range

This is an estimate only, not a formal written offer. Your actual offer depends on condition, location, and comparable sales, confirmed after a walkthrough.

Get My Written Offer →

Why a Real Number Beats a Guess

Anyone can throw out a lowball number to see if you'll bite. Here's how a legitimate estimate actually works.

The ARV math

Cash offers start from after-repair value

A cash buyer works backward from what your home would sell for fully repaired, then subtracts repair costs, holding costs, and a fair margin for taking on the risk. That's why the estimator asks for value and repair level, not just what you think it's worth today.

The payoff factor

Your mortgage balance comes off the top

The estimate shows the offer range on the property itself. What actually lands in your pocket is that range minus whatever you still owe. If you're not sure of your exact payoff, a rough number still gets you a useful estimate.

The walkthrough gap

A calculator can't see your house

The tool gives you a defensible range in seconds. A short walkthrough lets us verify condition instead of guessing — which is usually what moves your final number toward the top of the range, not the bottom.

Real Closings — Redacted HUD Proof

The Estimator Gives You a Range. These Are the Real Numbers.

Each card shows a real situation we closed — with a redacted closing statement you can review. Look for "Due to Seller" on the HUD.

InheritanceTenantsCode Issue

"She feared losing her water."

Situation: Inherited mobile home. Tenant trashed it. Shared well + code restrictions blocked a normal sale.
What we did: Structured a plan that protected her living situation and water rights.
Result: Clean closing with net proceeds in hand — no panic decisions.

LandlordTenantsRepairs

"She wanted out — without hurting tenants."

Situation: Burned-out landlord. Repairs needed. Didn't want to displace tenants or manage contractors.
What we did: Presented cash and terms options. Committed to keep tenants in place short-term.
Result: Sold without showings, repairs, or tenant chaos.

Late PaymentsLienRepairs

"She was upside down and stuck."

Situation: Behind on payments. Code lien. Would've needed cash to close a traditional sale.
What we did: Took over the existing mortgage and covered closing costs — no out-of-pocket for her.
Result: She walked away without bringing a check to closing.

📁 Full redacted closing statements available on request. Every deal is attorney-closed.

Straight Answers — No Runaround

The questions we hear most about the estimator.

It's a ballpark, not a formal offer. It uses typical as-is cash-buyer math — roughly 65-75% of after-repair value, minus your mortgage payoff and estimated repairs. Your real written offer comes after we see the property and pull actual comps.

Condition and comparable sales in your specific neighborhood move the number the most. A walkthrough lets us verify repair scope instead of guessing, which usually tightens the range toward the higher end.

Market value assumes a retail buyer using a bank loan, months on market, and you paying for repairs, commission, and closing costs. A cash offer accounts for all of that upfront so you get a number with nothing else to subtract.

No. The calculator only needs your estimated value, mortgage payoff, and repair level. Your address is only needed if you want a real, written offer.

That happens. If a cash sale wouldn't cover your payoff, we'll tell you honestly and can walk through other options, including a short sale conversation with your lender.

Yes. It's a free tool with no signup required. Requesting your real written offer afterward is also free and comes with zero obligation to sell.