Sell an Inherited House in Jacksonville — As-Is, Contents and All

An inherited house is a bill before it's an asset. Insurance gets shaky the day it goes vacant, the taxes keep running, and every heir has a different idea of what it's worth. We buy inherited property in Duval County as-is, contents included, and we've closed through probate enough times to work around the court's calendar instead of waiting on it.

Serving all of Jacksonville and Duval County — and if you live out of state, the whole thing can be handled remotely.

Multiple heirs

Probate open

House is full

Out-of-state heir

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Option 1: Net Cash Number (In Writing) As-is. We'll show what you'd actually pocket after typical costs and payoffs.

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Option 2: Higher-Price Terms (In Writing) Higher price than cash — put in writing and attorney-closed.

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Option 3: List vs. Sell "Truth Check" Comparison of listing net vs. selling as-is today.

Real Closings — Attorney-Closed, Redacted Proof Below

One of the redacted closings on this page is an inherited mobile home with a life estate — the closing statement is there for you to read, including the seller's net.

See the redacted closing statements →

Get Your 3 Options

We reply fast: initial email review in 1–2 hours. No obligation.

What's the main situation?

The Costs Nobody Warns Heirs About

None of these wait for probate to finish. They run from the day the house goes empty.

Insurance runs out first

Vacant is a different risk than occupied, and the policy knows it.

Most homeowner policies limit or void coverage after the house has been vacant for a set period. If there's a fire, a break-in, or a pipe failure after that point, the claim can be denied — and the asset the family was arguing over is gone. This is the first call to make, before any decision about selling.

Duval doesn't pause the meter

Taxes, code, and utilities keep running through probate.

Property taxes keep accruing. Code enforcement keeps sending letters about the grass and the boarded window, and Duval County fines can accrue daily. Unpaid property taxes go to a tax certificate sale — investors buy the certificate, and after enough time passes, the certificate holder can push the property to a tax deed sale. Probate does not stop that clock.

Heirs who disagree cost more than heirs who are wrong

Every month of family debate is another month of carrying costs.

Four heirs, four opinions, one empty house. Insurance, taxes, and deterioration keep running the whole time. The number the family finally agrees on two years later is usually lower than the number they refused at the start, minus two years of carrying costs.

Where Are You in the Process?

Different stages, different answers. Find yours.

Nothing has been filed yet

The death is recent and no case has been opened. Nothing is lost — but start the insurance call and find out whether there's a mortgage or a reverse mortgage on the property. We can talk numbers now so you know what the house is worth before you spend money on the process.

Summary administration

Florida has a shortened probate process for certain smaller estates, and for cases where the death was more than two years ago. It's faster and cheaper than the full process when the estate qualifies. Whether yours qualifies is a question for a probate attorney — but if it does, the timeline to closing is much shorter than most heirs assume.

Formal administration, personal representative appointed

This is the most common path we see. The court has appointed a PR with authority to act for the estate. We can go under contract with the PR and close once the court authorization is in place. See our probate sale page for how the closing itself works.

Probate is done and the deed is in the heirs' names

This is the simplest case. You own it outright now — you're selling like any other owner, except there may be several of you on the deed and everyone has to sign. We handle multi-heir closings routinely.

Most Investors Only Give One Option. We Give Three.

Because every situation is different. Sometimes you need speed, sometimes you need the most money.

Best for Speed

Net Cash Offer

A guaranteed cash price. We typically cover all standard closing costs. We buy as-is. You pick the closing date.

Closes in as little as 10–14 days
No repairs needed

Best for Max Value

Terms (Higher Price)

We pay you a higher purchase price in exchange for paying over time (monthly). Everything secured by attorneys.

Beats the "Cash" price
Monthly income potential

The Truth Check

Market Comparison

We calculate what you'd net if you listed with an agent (minus commissions/fees). If listing is better, we'll tell you.

Transparent math
No pressure guidance

Real Closings — Redacted HUD Proof

We Don't Just Promise Solutions. We Prove Them.

Each card shows a real situation we solved — with a redacted closing statement you can review. Look for "Due to Seller" on the HUD.

InheritanceTenantsCode Issue

"She feared losing her water."

Situation: Inherited mobile home. Tenant trashed it. Shared well + code restrictions blocked a normal sale.
What we did: Structured a plan that protected her living situation and water rights.
Result: Clean closing with net proceeds in hand — no panic decisions.

LandlordTenantsRepairs

"She wanted out — without hurting tenants."

Situation: Burned-out landlord. Repairs needed. Didn't want to displace tenants or manage contractors.
What we did: Presented cash and terms options. Committed to keep tenants in place short-term.
Result: Sold without showings, repairs, or tenant chaos.

Late PaymentsLienRepairs

"She was upside down and stuck."

Situation: Behind on payments. Code lien. Would've needed cash to close a traditional sale.
What we did: Took over the existing mortgage and covered closing costs — no out-of-pocket for her.
Result: She walked away without bringing a check to closing.

Mobile HomeSeller FinancingAs-Is

"They wanted full price, not a cash discount."

Situation: 1959 mobile home on its own land. Too old for any lender, which caps what a cash sale can pay.
What we did: Paid the full $100,000 price — $5,000 down and $95,000 carried by the seller at 0% interest.
Result: Full price instead of a cash discount, plus $500 a month secured by the property.

📁 Full redacted closing statements available on request. Three of these closed through a Florida real estate attorney; the seller-financed purchase closed directly between the two parties.

Straight Answers — No Runaround

The questions heirs ask us most. None of this is legal or tax advice — talk to a probate attorney and a CPA about your estate.

Usually the closing has to wait until the court authorizes the personal representative to sell, but you do not have to wait to get under contract. We can agree on terms now and let the closing follow the court's timing. If the property already passed by a deed — a lady bird or enhanced life estate deed, or a joint deed with survivorship — probate may not be needed at all. Ask a probate attorney about your specific estate; we're buyers, not lawyers.

Yes, and this is common. Everyone who has an interest has to sign, so the practical job is getting one written number in front of all of you at the same time instead of four different opinions about what it's worth. A written offer with the net spelled out usually ends the argument faster than another family meeting does.

Check this today. Most homeowner policies restrict or void coverage once a house has been vacant for a set period — often around 30 to 60 days — and an inherited house is vacant the day after the funeral. A fire or a burst pipe in an uninsured vacant house can wipe out the entire inheritance. Call the carrier and ask specifically about the vacancy clause.

A regular mortgage stays on the property and gets paid at closing out of the proceeds. A reverse mortgage (HECM) is different and has a real deadline — after the borrower dies the loan comes due, and the servicer runs a foreclosure timeline while the heirs are still figuring out probate. If you have a reverse mortgage letter, get us the date on it first. That's the clock that matters.

No. Take what matters to you and leave the rest — furniture, clothes, the garage, the attic, all of it. We handle the cleanout. Sorting a lifetime of belongings under a deadline is the single most common reason inherited houses sit empty for years.

That's a two-issue property and we buy those too. See selling a house with tenants — in short, we take it subject to the existing lease and you don't have to evict anyone to sell it.

Talk to a CPA, not to us. Generally inherited property gets a stepped-up basis to the value at the date of death, which is why many heirs owe far less than they expect on a sale soon after. That's a general rule, not advice about your situation — get it confirmed by your own tax professional.