How It Works — Every Step, From First Call to Closing Table

Step 1 — You tell us the situation (5 minutes)

Address, roughly what's owed, and what's actually going on — inherited, tenants, behind on payments, repairs, divorce, relocation. You do not need to know your home's value, have the title in hand, or clean anything up. If you'd rather see a number before you talk to a person, run the cash offer estimator first.

Step 2 — We do the research (same day)

We pull the deed, the mortgage, the tax record, any liens or open code cases, and recent nearby sales. This is where we find the things that would have blown up a traditional sale in week five — a lien nobody knew about, an heir still on title, an open permit. Finding them now is the whole point.

Step 3 — Initial numbers back to you (1–2 hours)

You get an initial written review by email. It is a range, not a final offer, and we say so plainly. Nothing is signed and you owe us nothing.

Step 4 — One walkthrough (30–45 minutes)

Jerel or someone on our team walks the property once. This is what lets us commit to a firm number instead of quoting high and re-trading you later. You don't clean, repair, or stage anything. If a tenant is inside, we work around their schedule.

Step 5 — Your three written options (24–48 hours after the walkthrough)

A cash number, a higher-price terms number, and an honest comparison of what you'd net listing with an agent after commission and repairs. All three in writing. If listing nets you more, that document is where we tell you so.

Step 6 — You pick one, and an attorney closes it (10–14 days typical)

You choose the option and the closing date. A real estate attorney handles the closing and the title work. You sign, and the money is wired or handed to you. Our fastest closing so far was six days.

There is no commission

We are not agents and we are not licensed. Nobody is charging you 5 or 6 percent. We're the buyer.

We typically cover standard closing costs

On our cash offers we typically pay the standard closing costs. What comes off the top is what's actually owed against the property — your mortgage payoff, unpaid taxes, and any liens. Those get paid whoever buys the house.

Repairs and cleanout are ours

You don't fix anything and you don't haul anything. Leave whatever you don't want in the house.

There is no fee to get your options

Steps 1 through 5 cost nothing and commit you to nothing. Plenty of people run the process, look at the three numbers, and decide to list. That's a fine outcome.

To give you numbers

The address, roughly what's owed, and the situation. That's it.

To close

Photo ID, the payoff contact for any mortgage, and — if there's an estate — whatever probate paperwork exists so far. If there's no probate open yet, say so; that's an ordinary situation and there are several ways through it.

What you don't need

A clean house, repairs, an inspection, a survey, an appraisal, or the title in hand. We handle the title work.

• Cash Offer Estimator — get a range in about thirty seconds, no address required.
• Cash Offer vs. Listing With an Agent — the side-by-side net math.
• Real Closings — three deals with redacted closing statements.
• About Pro Cash Buyers — who you're actually dealing with.